PLATINUM
Cover & Benefits
A combination of both our Silver & Gold
cover. Platinum cover provides you with a
peace of mind package in the event of death,
disability or unemployment.
Who is likely
to be at risk
Anyone with a finance
agreement on a vehicle who does not wish to
burden their family or next of kin with clearing
the outstanding balance in the unfortunate
event of their death.
• Anyone
reliant on the use of their vehicle
• Anyone who would require a car to
seek further employment
• Higher wage earners in a family
• People with volatile professions
• Dangerous occupations
• Extreme or physical sports/hobbies
• High mileage drivers
• No or little employer benefits
• Anyone who would prefer not to use
their savings in such an event
Exclusions
• Death as a result of a pre-existing
condition for which advice, treatment or counselling
has been sought from any doctor during the
24 months immediately before the commencement
date
• Death as a result of war, terrorism
or radiation risk
• Suicide, alcohol or drug use
• Any claims where unemployment was
known to be impending at inception
• Any claims for unemployment arising
or becoming known about in the first 90 days
• Seasonal, casual or fixed term contracts
• Resignation or acceptance of voluntary
unemployment
• Self inflicted injury, or as a result
of elective or cosmetic surgery
• Normal pregnancy, abortion, miscarriage
• Sexually transmissable diseases
For
full terms and conditions please see the Policy
Summary and Policy Document. Copies available
on request.
Life
Insurance is underwritten by Sterling Life
Ltd. Accident, sickness and involuntary unemployment
is underwritten by Red Sand Insurance Company
(Europe) Limited. This policy may be cancelled
within 30 days of receiving your certificate
of Insurance.
All
information correct at time of publication
September 2009.
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